Boaters Insurance


If you own a boat, you probably think about skimming across the waves or spending long afternoons out on the water. Boat insurance is probably the furthest thing from your mind. But boats need insurance, too. Just like cars and homes, boats can be damaged or cause injury or damage to people or property.

Many states require a minimum amount of liability insurance on your boat. And if you have a boat loan, your lender probably requires you to carry insurance for the boat itself. Additionally, many marinas and yacht clubs won't allow you to dock your boat unless you're insured. Whether required or not, it's a good idea to protect your investment.